Wrongful Cancellation & Recission

Written by
Abraham Jaros
Updated on Tuesday, Jun 27, 2023

Insurance Cancellation & Rescission: A Common Insurance Company Trick

When they file claims for insurance benefits, people are often surprised to find that insurance companies seem more interested in trying every trick possible to avoid paying the benefits than they do fulfilling their promises. Insurance companies don’t care that premiums were paid. They don’t care that you have lost a loved one and need the money from a life insurance policy, or that you or someone you care about has become ill or injured and needs the money from a short-term or long-term disability insurance policy.

All insurance companies care about is protecting their bottom line. After a claim is filed, an insurance company will not only review the claim itself, but the insurance policy. The insurance company will look for anything possible that they can use to claim the policy is not valid and was never valid. For this reason, it is important to ensure that your rights are protected. When you work with our New York City law firm, Jaroslawicz & Jaros, you can trust that we will have your best interests in mind. Call now to learn more.

What Is A Bad Faith Insurance Denial?

Insurance policies are contracts between an individual and an insurance company. Sometimes, an insurance company may perform an illegal action concerning this contract, whether by canceling it, denying its existence, or refusing to comply with the agreement. This is sometimes referred to as a bad faith insurance denial. The wrongful cancellation or rescission of insurance benefits may put individuals in difficult situations.

If you have an insurance policy with a company that is attempting to cancel the policy or refuses to provide benefits, you may be able to make a claim against the insurance company for breach of contract. Filing a successful claim may allow you to obtain the benefits and compensation you deserve. You do not have to face the insurance company alone. Contact our personal injury attorneys in NYC today.

Protect Yourself With An Insurance Denial Claim

Wrongful repudiation and/or cancellation may occur when an insurer:

  • Attempts to change the terms of a policy without consent
  • Denies the existence of a policy
  • Fails to meet expectations in established customs
  • Intends not to perform obligations under a policy
  • Refuses to comply with a policy

After an individual file a claim with their insurance company, the company may review the claim as well as the policy in deciding whether to comply with the policy. Though these companies face consequences for making illegal repudiations and rescissions, they will not necessarily be held accountable without legal action. When an insurance company performs an illegal breach of contract, make a claim to recover for the damages incurred.

You may be able to recover for a bad faith insurance denial in several ways:

  • Actual damages
  • Consequential damages
  • Punitive damages

Jaroslawicz & Jaros Can Overcome Insurance Company Tricks

Did the insurance company rescind your policy and issue a disability insurance denial or life insurance denial? Our lawyers have handled cases involving million-dollar policies. Since 1981, we have broken ground and made headlines in the field of insurance law, taking cases to appeal and obtaining decisions that have set the standard for how these cases are handled. Not only do we know all of the insurance company’s tricks, we know how to overcome them. If you are seeking compensation for an insurance claim that was wrongfully denied, retain a legal team that puts clients’ needs first. Call Jaroslawicz & Jaros to schedule a free case evaluation: 212.227.2780 locally.

Get the advice and guidance you and your family need

You do not have to go through this alone.

At Jaroslawicz & Jaros, we have over 40 years of experience helping accident victims in New York recover compensation. The clients we represent benefit from the personal attention of our knowledgeable and experienced attorneys.

We Have Recovered Over $2 Billion for Our Clients.

The attorneys at Jaroslawicz & Jaros have obtained verdicts and settlements of over $1 Million for hundreds of our individual clients. Since all New York personal injury law firms generally charge the same legal fee why not hire an experienced law firm with a proven track record?

When you retain the New York City accident lawyers at Jaroslawicz & Jaros, you will always work directly with your lawyer, and not with a paralegal or secretary. We will always be available to you! Our hundreds of positive client reviews and testimonials speak for themselves.

Experience and a track record of results

Contact the attorneys at Jaroslawicz & Jaros for a free legal consultation regarding your rights and your legal options. If we agree to handle your case, we will work on a contingency fee basis so that you don’t have to worry about any upfront costs.

Contact us today for a free consultation

Picture of Abraham Jaros

You can reach partner Abraham Jaros directly, either call his cell 917-842-9544, or email him at ajaros@lawjaros.com. Or call Jaroslawicz & Jaros at 212 227 2780 in New York, or toll free 800-269-2780, or submit an online questionnaire.